Revolut and N26 payment cards
- Veröffentlicht am : 22/05/2019
- Von : O.F.
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Revolut and N26 payment card
public domain
Les néobanques Revolut et N26 ont révolutionné le paysage bancaire ces dernières années avec leurs offres innovantes et orientées vers l'international. Ces deux acteurs majeurs proposent des cartes de paiement sans frais à l'étranger et des applications mobiles intuitives pour gérer son argent. Mais laquelle choisir entre Revolut et N26 ? Découvrons les spécificités de chacune, leurs avantages pour les voyageurs et leurs différentes formules, de l'offre gratuite au compte premium. Ce comparatif détaillé vous aidera à déterminer quelle carte correspond le mieux à vos besoins, que vous soyez un globe-trotteur ou simplement à la recherche d'une alternative moderne à votre banque traditionnelle.
Outside the eurozone, most traditional banks impose more or less high exchange fees for each cash withdrawal or payment in a shop or restaurant. With a traditional bank, if you pay directly with your VISA or Mastercard type bank card, you will pay a fixed fee of approximately + 2.5% of the amount paid to the merchant.
The Revolut and N26 companies offer their customers an alternative means of payment when traveling internationally. These new generation banks created in 2014 and 2015 are complete, and only, online and operate from a smartphone application. The economy of not having physical offices allows them to have particularly attractive offers.
As a replacement for your usual credit card and to pay merchants directly in the local currency, in Japan in yen, the offers from Revolut and N26 are attractive because there are hardly any fees or none at all.
These two online banks do not charge any fees for any direct payment to a merchant. There is no commission on payments worldwide, or almost, and it is the current exchange rate that is applied. On the other hand, when withdrawing from the ATM in a foreign currency, there is a +1.7% fee that will be imposed for N26. With a Revolut card, it will be free up to 200 euros, then a rate of + 2% will apply.
For those who often travel abroad, N26 and Revolut are two excellent options. Although different in some aspects, they are relatively similar and it is only your personal preferences that will allow you to make a choice.
It is possible to use its cards without any problem in Japan, in particular at 7 Bank and Japan Post distributors, as well as at most merchants.
Pay with a Suica or Pasmo card
If you are not a customer of these banks and do not wish to become one, other alternative means of payment exist!
Think of the Pasmo and Suica prepaid transport cards! And yes, even if they were created to make it easy to take the metro, they quickly became payment cards. Supermarkets and vending machines have quickly adopted them and this means of payment is spreading more and more in stores and restaurants in large cities.
Payment by Suica and Pasmo
Syohei Arai
